Safety Management Non-Departmental was created to account for all liability claims made against the City and to record the cost for all casualty liability insurance.

The Safety Management Non-Departmental budget equals $728,600, an increase of $67,100 or 10.1 percent, compared to Fiscal Year 2022 Adopted Budget, $661,500. The Fiscal Year 2023 budget includes no one-time expenses and $728,600 in recurring expense, an increase of $61,100 or 10.1 percent, from last year’s recurring budget.

Safety Management Non-Departmental One Time Expenditures (None for Fiscal Year 2022 or Fiscal Year 2023)

There are no full-time employees accounted for in this department.

For Fiscal Year 2023 the City currently has the following risks covered by insurance:

General Liability $2,000,000 occurrence

$4,000,000 aggregate

$1,000 deductible per occurrence

$24,861 premium

Errors & Omissions Liability $5,000,000 each wrongful act

$10,000,000 aggregate

$25,000 deductible per occurrence

$50,005 premium

Law Enforcement Liability $1,000,000 occurrence

$3,000,000 aggregate

$5,000 deductible per occurrence

$52,451 premium

Fleet Liability $2,000,000 limit per occurrence

$1,000,000 uninsured/underinsured motorist

$250 property damage deductible

$25,000 medical payment per person

$0 deductible on liability per occurrence

$70,468 premium

Auto Physical Damage $500 deductible each vehicle

$10,000 deductible each occurrence

(maximum deductible for vehicle damage

sustained in occurrence, except damage from hail)

$113,233 premium

Auto Catastrophe $25,000 deductible each occurrence

$10,000 limit per occurrence

$27,189 premium

Cyber Liability $2,000,000 aggregate (information security & privacy

liability; website content liability)

Premium included with General Liability Premium

Mobile Equipment $5,657,810 (per scheduled equipment)

$1,000,000 newly purchased equipment

$5,000 deductible per occurrence

$20,782 premium

Comprehensive Property Damage $208,524,342 combined building and contents

$500,000 loss of revenue and rental value

$168,764,149 earth movement & flood

$1,000,000 property in transit

$5,000 deductible per occurrence, except wind & hail

$25,000 deductible per occurrence on flood and earthquake

$430,582 premium

Electronic Data Processing Equipment $7,008,472 per scheduled equipment (replacement cost)

$250 deductible on computer equipment

$25,000 on flood & earthquake

Premium included with Property Premium

Radio Towers $648,539 per scheduled equipment

$2,500 deductible

Premium included with Property Premium

Fine Arts $5,000 deductible

Premium included with Property Premium

Crime Coverage $1,000,000 per occurrence

$2,500 deductible per occurrence for Public Employee Dishonesty; Theft, Disappearance and

Destruction; and Forgery and Alteration

$100,000 limit

$2,500 deductible for Computer Fraud

Premium $8,522

Boiler and Machinery $63,398,061 (per accident limit)

Premium included in Blanket Property

Self-Insured Workers’ Compensation $350,000 per occurrence

$1,050,000 aggregate limit of liability

$35,000 Loss Deposit Fund

$91,726 premium (total annual contribution)

Self-Insured Health HDHP #1/$1,750 – HDHP #2/$3,200 individual deductible

Premium: Amount paid by the City varies per plan per

month; amount paid by the employee varies with plan chosen by

employee

Stop Loss Premium – Sun Life

$175,000 Stop Loss Specific

$108.06 per single employee, employee and family paid by the City per month.

$1,500 per year annual maximum for dental/ortho-dental

$50 individual/$150 family deductibles

Premium: $12.10 per employee paid by the City per month;

Life Insurance City-paid life insurance reinstated as of January 1, 2021.

Employees have the option to pay for additional voluntary life and AD&D coverage

at 22¢ per thousand dollars of annual salary through

The Standard. Also, at the employee's expense, dependent

life coverage options are available to purchase with higher

coverage levels.