Business Recovery Resources

The City of Ormond Beach's Department of Economic Development understands local business is being impacted by the COVID-19 virus. Efforts to prevent the spread of the virus is likely impacting business activity. Below you will find a summary of business resources and related links to assist you.


Please contact the City's Department of Economic Development for additional information or discuss your current situation:


Brian Rademacher, CEcD

Economic Development Director

E-Mail: econdev@ormondbeach.org

Phone: 386-676-3266


Webinar Recording: Updates and Insight on the new Federal Coronavirus Stimulus Aid Programs for Small Businesses.

On Wednesday, January 27, 2021 the Ormond Beach Chamber of Commerce and City of Ormond Beach Economic Development Department hosted Moore Hallmark with the US Chamber of Commerce. Moore reviewed the recent updates to the new round of federal stimulus for small businesses.


The two slides used in the webinar can be found below.

first slide in presentation on pandemic stimulus for small businesses

The Employee Retention Tax Credit and Second Draw PPP Loan are available to small businesses that qualify.

second slide in the US chambers presentation on pandemic federal assistance to small business

The Small Business Administration Emegency Injury Disaster Loan Grant and Live Venue Grant are available to small businesses that qualify.

Federal Stimulus Bill For Small Businesses and Individuals

(Updated January 4, 2021)

Congress passed a $900 billion stimulus bill to assist individuals and small businesses that continue to be impacted by the COVID-19 pandemic. The new bill includes:

  • Updates to the Paycheck Protection Program (PPP) on eligible expenses and additional funding for businesses that had not applied before or for a second PPP loan if the business meet certain criteria.
  • Expands PPP eligibility for some businesses including 501(c)(6) non-profits, local news media organizations or housing cooperatives.
  • Extends and expands the refundable Employee Retention Tax Credit (ERTC).
  • Extended SBA debt relief payments on small business loans guaranteed by the SBA under the 7(a), 504 and microloan programs.

Several resources and summary information is posted below. The legislation was approved shortly before the New Year. Additional information and detail is expected to be released over the coming days and weeks. As that information is made known efforts will be made to post the information on this website. In the meantime please peruse these available resources and video Q & A provided by the U.S. Chamber of Commerce below.


Article: Small Business Update: The Latest Stimulus Details and Changes to PPP Loans (U.S. Chamber of Commerce)


Article: Congress Passes $900 Billion Coronavirus Relief Bill (Tax Foundation)


Article: Guide to Small Business COVID-19 Emergency Loans (U.S. Chamber of Commerce)


Small Business Administration: Detailed Summary of the new COVID-19 Emergency Relief Package

Small Business Update: December 2020 Coronavirus Relief

This Q & A session presented by the U.S. Chamber of Commerce provides insight on major provisions of the new stimulus package approved by Congress to assist business and non-profits affected by the COVID-19 pandemic.

ReLaunch Volusia Small Business ReOpening and Home-Based Business Grant Update

(Updated December 11, 2020)

The deadline to apply for the ReLaunch Volusia Small Business ReOpening Grant was December 11, 2020. The application program and process is now closed.

ReLaunch Volusia Small Business ReOpening and Home-Based Business Grant Update

(Update November 24, 2020)

In this section, you can go into further detail. Make your content more accessible by writing short sentences, choosing words and phrases you’d use when talking to a neighbor, and avoiding jargon.

female holding a 'we are open' sign with text that says the deadline to apply for the grant is december 11
male sitting at table writing on a piece of paper with a laptop and cup of coffee in the background. text indicates that grant application deadline is december 11

Resources for Re-Opening Your Business

In preparation for opening your businesses during the Governor's Phase 1 plan for Florida's Recovery here are a few resources to help:


Five Ways To Prepare - Here are five ways to prepare to re-open, simple steps to assure you'll be ready and prepared to open your doors.


COVID Business Notice - This flyer lets you notify your customers that you have a plan in place to minimize the possibility of exposure.


There are several resources available for retail, restaurant, and hospitality and lodging industry that provide ideas and practices to consider when reopening. A list of some of those resources with links is provided below:


National Restaurant Association -- COVID-19 Reopening Guidance for the Restaurant Business


Florida Restaurant and Lodging Association -- Critical COVID-19 Guidance Standards for Hospitality Reopening


International Council of Shopping Centers -- COVID-19 Re-Opening Best Practices


Cushman & Wakefield -- Recovery Readiness: A How To Guide for Reopening Your Workplace


Visit VMA Member Hub, a web page of companies that are members of the Volusia Manufacturers Association (VMA) that provide special services and discounts on products and services during the COVID-19 Outbreak.

City and City Partners Update

On May 06, 2020 the Department of Economic Development hosted a Business Discussion entitled 'Getting your message out: Reaching Customers Through Reopening and Beyond'. This discussion was designed for participants to glean insight and tactics for reaching customers and consumers during this reopening period and in the future.


Phase 1: Safe. Smart. Step-by-Step. Plan for Florida’s Recovery

Governor DeSantis released the first phase of relaxing restrictions to re-open the state of Florida. The Governor’s “Safe. Smart. Step-by-Step Plan for Florida’s Recovery” will begin on Monday, May 4, (excluding Miami-Dade, Broward, and Palm Beach). Please review the Executive Order 20-112.


Specific to the business community the recommendations include:

  • Schools remain in distance learning.
  • Restaurants may offer outdoor seating, with six-foot spacing between tables and indoor seating at 25% capacity (under CDC recommended guideline and if the local government allows).
  • Retail establishments can operate at 25% of indoor capacity (under CDC guideline and if the local government allows).
  • No changes for bars, gyms, and personal services such as hair dressers and movie theaters in phase 1.
  • Recommending (not mandating) facemasks when working in a face-to-face business or where you cannot maintain a safe distance of six feet.

A list of Frequently Asked Questions (FAQ) can be found at this link. Those questions pertaining to business are listed below:


Q: Can I open my business?

A: Restaurants will be allowed to re-open, with full outdoor seating. Indoor seating will be allowed at 25 percent of building capacity. On-site sale and retail businesses will be allowed to operate at 25 percent occupancy. If your business is open, it may remain open and should continue appropriate social distancing and sanitation measures. Also, any activity or work that has been available under the previous order remains available. Businesses should adopt appropriate social distancing and sanitation measures.


Q: What businesses will remain closed?

A: Bars, nightclubs and gyms will remain closed during Phase 1 of re-opening. While personal care services such as barbershops and salons with close contact should remain closed, the portions of those businesses with on-site retail sales may re-open at 25 percent building occupancy.


Q: May my business and its employees continue to operate remotely and provide delivery of our product?

A: Yes, all businesses are encouraged to provide delivery or pickup and to take orders online or by telephone.


Q: Are there minimum health protocols that must be met to open my business?

A: Yes, the Governor’s Executive Order 20-112 requires appropriate social distancing and limits groups to 10 people or fewer. Regulated businesses should adhere to agency guidance. Additionally, businesses should consult with the most up-to-date Centers for Disease Control and Prevention (CDC) guidance.


Q: What do I need to do to open my business?

Review the requirements of the Governor’s Executive Order 20-112. Also review any guidance that has been provided from state and federal regulatory agencies including the Centers for Disease Control and Prevention, the Florida Department of Health and the Florida Department of Business and Professional Regulation.


Q: Do employee temperature checks need to be done?

A: For restaurants, employee protocols remain in place under the Governor’s Executive Order. Other businesses should adopt appropriate measures based on CDC guidance.


Q: Are masks required for employees and customers?

A: The Governor’s Executive Order does not mandate the use of masks. However customers, employees and employers should consult CDC guidance.


Q: If a business exceeds 25 percent capacity, do they get fined?

A: Yes, enforcement penalties remain in place including a second-degree misdemeanor with a fine up to $500. Certain regulated businesses may face enforcement action for violations from their regulatory agency.


Q: Should individuals go to facilities that have not re-opened?

A: Individuals should travel only to businesses that have been open or are now re-opened.


Q: Who enforces compliance?

A: Local and state law enforcement continue to enforce Executive Orders, along with the regulatory agencies that oversee businesses.

Federal Stimulus Update

The Federal Government Authorizes New Round of Financial Assistance to Small Business

Congress has passed a $484 billion bill to inject additional funding into SBA disaster loan programs — both the Paycheck Protection Program (PPP) and the Emergency Injury Disaster Loan (EIDL) —


Paycheck Protection Program

  • Additional $310 billion in funding (on top of $349 billion in CARES Act).
  • $30 billion carve-out for Insured Depository Institutions and Credit Unions with assets between $10 billion and $50 billion in assets.
  • $30 billion carve-out for Community Financial Institutions, Small Insured Depository Institutions and Credit Unions with less than $10 billion in assets.
  • Additional $50 billion for SBA Disaster Loan Program.

Emergency Injury Disaster Loan Program

  • Additional $10 billion in funding (on top of $10 billion in CARES Act).
  • Expands eligibility to agricultural enterprises with less than 500 employees.

Public Health Funding

  • $75 billion for hospitals and health care providers responding to the COVID-19 pandemic (on top of $100 billion in CARES Act).
  • $25 billion for testing, including $11 billion for states, localities, territories, tribes and employers.

Florida Bridge Loan Program Currently Out of Funding

Florida’s Small Business Emergency Bridge Loan Program capped out. 1,000 businesses were approved. Governor DeSantis and state officials are being urged to provide additional support for small businesses. If you’ve previously applied,you can check the status of your application here.

City and City Partners Update

On April 22, 2020 the Department of Economic Development hosted a Business Discussion featuring Mayor Partington and other Community Partners on a call to receive an update on services and programs specifically to the business community including employer/employee programs and insight from CareerSource Volusia/Flagler featuring President/CEO Robin King. A copy of the slides used during the presentation can be found here.

Federal CARES ACT

The Volusia County Chamber Alliance alongside the City of Ormond Beach presented an overview of the Federal Coronavirus Aid, Relief, and Economic Security (CARES) Act, Presented by the U.S. Chamber of Commerce. You can watch a recording of the video and obtain a copy of the slide deck .


The City alongside the Ormond Chamber and Ormond Mainstreet held a business continuity call featuring the Small Business Development Center (SBDC) at Daytona State College to discuss available resources with for businesses impacted by the Coronavirus. A copy of that slide deck can be obtained here.

Employer and Employee Resources

The Families First Coronavirus Response Act created new temporary paid sick leave and paid Family and Medical Leave Act (FMLA) programs that are 100% reimbursable by the federal government. The effective date of both programs is April 1 and they expire on December 31, 2020.


Follow this link to the US Chamber website, which provides an overview of the Families First Response Act along with an employer guide.


The Department of Economic Opportunity (DEO) has programs to assist employers and those that have lost their job:


1. Sort-Term Compensation Program: A voluntary employer program designed to help employers maintain their staff by reducing the weekly working hours during temporary slowdowns instead of temporarily laying off employees. Visit this page.


2. COVID-19 Reemployment Assistance: If your employment has been negatively impacted as a result of the mitigation efforts in Florida to stop the spread of COVID-19, you may be eligible to receive Reemployment Assistance. Visit this page.

Small Business Paycheck Protection Program

What: The Paycheck Protection Program provides small businesses with funds to pay up to 8 weeks of payroll costs including benefits. Funds can also be used to pay interest on mortgages, rent, and utilities.


Who: Small businesses with 500 or fewer employees -- including nonprofits, veterans organizations, tribal concerns, self-employed individuals, sole proprietorship, and independent contractors -- are eligible. Businesses with more than 500 employees are eligible in certain industries.


When: Starting April 03, 2020 small businesses and sole proprietorship's can apply. Starting April 10, 2020, independent contractors and self-employed individuals can apply. You are encouraged to apply as quickly as you can because there is a funding cap.


How: You can apply through any existing SBA 7(a) lender or through any federally insured depository institution, federally insured credit union, and farm credit system institution that is participating. Please consult with your local lender as to whether it is participating.


Additional Resources:

1. Small Business Paycheck Protection Program Overview

2. PPP Information Sheet for Lenders

3. PPP Information Sheet for Borrowers


Please visit the SBA Paycheck Protection Program web page.

SBA Economic Injury Disaster Loan (EIDL) & Loan Advance

In response to the Coronavirus (COVID-19) pandemic, small business owners in all U.S. states, Washington D.C., and territories are eligible to apply for an Economic Injury Disaster Loan advance of up to $10,000.


The SBA’s Economic Injury Disaster Loan program provides small businesses with working capital loans of up to $2 million that can provide vital economic support to small businesses to help overcome the temporary loss of revenue they are experiencing. The loan advance will provide economic relief to businesses that are currently experiencing a temporary loss of revenue. Funds will be made available within three days of a successful application, and this loan advance will not have to be repaid.


To apply for a COVID-19 Economic Injury Disaster Loan, click here.

Florida Small Business Emergency Bridge Loan Program

The Bridge Loan Program is available to small business owners located in Florida that are experiencing economic damage as a result of the COVID-19. These short-term, interest-free working capital loans are intended to "bridge the gap" between the time a major catastrophe hits and when a business has secured longer term recovery resources.


Please visit: http://floridajobs.org/rebuildflorida/businessrecovery

Essential Businesses

Governor Ron DeSantis recently issued Executive Order Number 20-91 “Essential Services and Activities During COVID-19 Emergency”. A link to a copy of the Governor’s Executive Order can be found here.


Florida Division of Emergency Management has a website that contains a list of essential services and essential activities. You can access the website at floridadisaster.org.

Local Organizations Available to Help You:

Small Business Development Center at Daytona State College is available to assist with filing SBA Loans and Florida Disaster Loans. Please visit their website and request a consultation: https://www.daytonastate.edu/sbdc/


SCORE Volusia/Flagler -- Score has information on available resources to businesses which can be acessed here. You can connect with the local chapter through this link.


Ormond Beach Chamber of Commerce -- Please visit the Chamber's web page for updates and new campaigns to support the business community.


Ormond Main Street -- Information and resources for businesses in Downtown Ormond Beach please visit Ormond Main Street web page.


The City of Ormond Beach

Keep up to date with the City of Ormond Beach by visiting the City's COVID-19 Resource page.


The City of Ormond Beach is coordinating with all of our community partners while closely monitoring the COVID-19 situation for our area. City staff is continuously assessing and adapting emergency plans for COVID-19 and is implementing mitigation strategies to slow the transmission of the disease, in particular to protect individuals at increased risk for severe illness, including older adults and those with underlying health conditions, as well as the healthcare of critical infrastructure workforces.